House Insurance / Home Insurance:

The type of house insurance you require will vary depending on your needs and the type of property that you own. In general your house insurance policy will include some level of the following: Buildings Insurance, Contents insurance, all risks cover, liability cover.

Buildings Insurance

Buildings insurance covers the cost of rebuilding the property or repairing your house in the event of unforeseen events. Typical events might include Fire, flooding etc.

Contents Insurance

Contents Insurance covers loss or damage to property in your home such as furniture, clothing and personal possessions. Some items of high value will need to be specified and items that will be removed from the property may also need to be noted separately. Typical examples of items that might need to be specified may include engagement ring, expensive jewellery or laptops. All risk insurance covers items for loss or damage, even outside the house – this is often offered as an extra or an add on to the policy.

Liability Insurance

Liability Insurance covers injury to people in and around the house.
Al insurance policies will generally be made up of a combination of these types of insurance. In general apartment blocks these will be covered by a block insurance policy so the occupants will only need contents cover for their personal belongings.

When looking for an insurance policy for your home you need to be aware of the amount of cover you require for each of these items. Too much cover and you will end up paying too much, too little and you may not be sufficiently covered.

At Heritage Insurance Brokers we work with you to arrive at the most suitable amount of cover for you. We review your policy on an annual basis to ensure that you have the correct amount of cover that you need. We deal with number of different insurers to source the best and the cheapest insurance cover for you.

If you are looking for a competitive price on your house insurance contact us for a quote today.

How do I get a house insurance quote?

1. Call Heritage Insurance Brokers on 01-6911017 to discuss your house insurance needs or to get a house insurance quote.
2. Drop us an e-mail at: houseinsurance@heritageinsurancebrokers.ie and we will get right back to you at a time that suits you.
3. Complete your details on our "house insurance quote" page and one of our insurance advisers will contact you to discuss your house insurance needs and to get you a quote.